First Sip
Welcome to "First Sip," the podcast that fills your cup with curious conversations around ways to improve your personal & professional lives. I'm Dekimbe Smith, your host, and each week I dive into different topics that sparks the curiosity of the "Average Joe" that wants more.
Whether you're looking for tips on getting your life together, or strategies for building wealth, First Sip has something for you. So grab your drink, press play, and as always... enjoy your first sip!
Episodes
149 episodes
How I Use AI to Save Time and Make More Money (and How You Can Too) | Ep. 150
Click to watch the full episode on YouTube!What if you could offload the busywork that keeps piling up every week and get back hours of focus without hiring a full team? In this episode, ...
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24:16
Market Drip: What a new Fed Chair could change about rates and housing | EP. 149
Click here to watch the full episode on YouTubeWe may finally know who could replace Jerome Powell as Federal Reserve Chair, and this decision could directly shape interest rates, inflati...
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Season 3
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Episode 149
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19:19
Is Buying a Home Still Worth It in 2026? Here's the Truth ft. Jarred Smith | EP. 148
Watch the full episode on YouTubeIs homeownership still the "American Dream"…or has the math and lifestyle completely changed for younger generations?In this episode of the First ...
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Season 3
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Episode 148
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1:00:11
Market Drip: Can Trump’s $200B Plan Lower Mortgage Rates? | Ep. 147
A $200 billion plan tied to mortgage rates just made headlines, and it’s coming from Donald Trump. The idea is that by buying mortgage bonds, borrowing costs could come down without cutting rates directly through the Federal Reserve. It sounds ...
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Season 3
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Episode 147
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9:55
Busy But Going Nowhere? | Ep. 146
Most of us start the year the same way. New goals, new plan, big intentions. And then somewhere along the way, we stop…reset…and start all over again.But this year we're doing things a little differently. This year is about doing less, ...
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Season 3
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Episode 146
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11:19
Financial Discipline Matters More Than the Market in 2026 ft. David Colon Jr. | Ep. 145
With so much noise around the economy, investing, and financial advice, it’s easy to feel like you’re supposed to react to every headline. Instead, David <...
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Season 3
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Episode 145
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1:00:34
The Harsh Reality of Entrepreneurship ft. David Colon Jr. | Ep. 144
Starting a business sounds exciting until you hit the weeks that nobody warns you about. The slow weeks. The weeks that test your confidence. The moments you wonder if you made the right choice.In this episode I sit down with David Colo...
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Season 3
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Episode 144
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1:08:07
Market Drip: Stocks Are Down, Bitcoin’s Tanking, Foreclosures Are Up…What’s Next? | Ep. 143
This episode started with a simple question that’s been sitting in the back of everyone’s mind lately...if prices are falling almost everywhere, why does it only feel harder to live your regular life?Groceries are still high. Gas is sti...
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Season 3
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Episode 143
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21:47
Market Drip: Could a 50 Year Mortgage Make Homes Affordable Again? (No, but let’s talk about it) | Ep. 142
People are talking about this new idea for a 50 Year Mortgage. Lower payments, easier entry and a chance to finally grab the home you’ve been staring at for years... at least that’s how it’s being sold.In this week’s episode of the First...
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Season 3
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Episode 142
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How to Enjoy the Holidays Without Going Broke | Ep. 141
Every year, as soon as Thanksgiving ends, the sales start rolling in. Black Friday, Cyber Monday, Christmas discounts, and before we know it, our credit cards are maxed out again.In this week’s episode of the First Sip Podcast, I’m divi...
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Season 3
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Episode 141
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Your Taxes Are Changing — Here’s What You Need to Know for 2026 ft. David Colon | Ep. 140
They’re calling it the “Big Beautiful Bill,” and it could change how much money hits your paycheck. In this episode, David Colon breaks down what’s inside Tru...
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Season 3
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Episode 140
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1:14:18
The Success Trap: Why the Goalpost Keeps Moving | Ep. 139
A few years ago, I thought success meant hitting big goals — closing more deals, making more money, buying that first property. But once I got there, it didn’t feel like “arrival". I realized the finish line keeps moving…and maybe it was never ...
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Season 3
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Episode 139
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21:15
Rates Drop, Rich Americans Fuel The Economy, and TikTok Gets the Green Light | Ep. 138
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Season 3
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Episode 138
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14:31
The Jobs Report That Changed Everything | Ep. 137
Watch the full episode on YouTubeThe latest jobs report changed everything. With job growth weaker than expected and revised numbers showing major cracks, the Fed looks set to cut rates t...
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Season 3
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Episode 137
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15:06
How To Build A Business & Career That Actually Lasts ft. Earnest Key | Ep. 136
Watch the full episode on YouTubeWhat’s the key to building a 20-year real estate career? In this episode, I sat down with a seasoned Philadelphia Broker who shares how networking,...
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Season 3
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Episode 136
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45:47
5 Healthy Habits I Ignored (Until I Saw the Results) | Ep. 135
Watch the full episode on YouTube Is your “hustle” draining more life than it’s giving you?In this episode, I’m breaking down 5 simple habits that completely shifted my...
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Season 3
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Episode 135
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19:50
Can Your Income Keep Up With Today’s Housing Costs? - New Realtor.com Report Says No | Ep. 134
Watch the full episode on YouTube!Are home prices, mortgage rates, and income out of sync? In this episode, I break down Realtor.com's latest housing affordabil...
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Season 3
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Episode 134
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11:59
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Fed Freeze Explained: Why the Fed Won’t Cut Rates Yet | Ep. 133
Federal Reserve news... rate cuts... mortgages... credit cards. In this episode we tackle the big question: Why isn’t the Fed cutting interest rates yet, and how does that choice hit your wallet right now?Subscribe to ...
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Season 3
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Episode 133
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12:09
Can Trump Get The Fed To Cut Rates? | Ep. 132
Trump wants a massive rate cut, but will the Fed actually do it? In this episode, I break down the 2025 interest rate debate, why Trump is pressing Powell, and what it all means for your money. Chapters00:00 The Fed's Dile...
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Season 3
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Episode 132
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11:54
Homebuyers Have Been Waiting For This - 2025 Housing Market Update | Ep. 131
Is the housing market finally turning in 2025? Welcome back Family! This week I’m answering that question as I break down what the latest real estate data actually means for renters and first-time buyers, including shifts in home pr...
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Season 3
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Episode 131
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13:24
The Advice I Needed When I Couldn’t Pick a Direction | Ep.130
Not sure which of your skills to lean into? You’re not alone. This episode is for the multi-talented but directionless. In this episode, I talked about what it feels like to have a bunch of ideas or talents but still no clear plan. ...
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Season 3
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Episode 130
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15:38
How Student Loan Debt Became a $1.6 Trillion Crisis | Ep. 129
Student loan debt, wage garnishment, tax refund seizures... What happens now that student loan collections are back in full force? In this episode, I break down how student loan debt ballooned to over $1.6 trillion, why millions of borrowers ar...
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Season 3
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Episode 129
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12:16
What Happens When We Tax the World? | Ep. 128
Welcome back family — in this episode, I break down Trump’s renewed push for tariffs and what it could mean for your wallet, mortgage rates, and the overall economy. Prices are rising, rates are swinging, and we’re all trying to figure out what...
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Season 3
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Episode 128
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16:15
How to Turn Your Skills Into Income (Without Starting Over) ft. Isaiah Gaymon | Ep. 127
In this episode, Isaiah Gaymon and I talk about how trusting yourself, collaborating with the right people, and showing up for your community can open doors both personally and prof...
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Season 3
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Episode 127
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1:26:18
Will A Recession Crush The Housing Market? | Ep. 126
Could a trade war lower home prices? In this episode, I broke down how a trade war and recession could impact mortgage rates, home prices, and your financial future. With the economy facing uncertainty, I dive into why consum...
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Season 3
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Episode 126
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